EBONY HAZELEGER: Take 100 percent responsibility for finances

One of the common misconceptions that a majority of Americans feel is that they do not deserve to have a successful financial future. Many say that only millionaires or billionaires are the ones that can live this dream because they have the gift of obtaining substantial wealth in their lives.

But the truth is that a majority of rich Americans did not get to where they are based upon special gifts. They took action to change the quality of their lives, the results that they wanted financially, their income, their debts, their mindset … everything.

Did the financial accomplishments that they achieved come easy? Of course, not. But here’s the thing. Instead of blaming themselves for all the bad circumstances that happened or continues to happen in their lives, instead of blaming their friends, their co-workers, their spouses, their dog, their cat, the weather … they took 100 percent responsibility for their lives, gave up their excuses, and stopped blaming the circumstances that they were in.

One of the best ways to become debt-free is by changing your attitude and behavior when it comes to handling your money. If you want to save more, you need to change the way you respond to money. Let’s say, for example, that you received a $600 bonus from your employer. What is the most common response? You spend the entire $600 on a shopping spree or spend it all out of town with your friends. As a result, the final outcome is being broke.

You have control over the actions you take and the decisions that you make. If you keep on doing what you’ve always done, you will get what you’ve always gotten. So if you want to be financially stable, you need to acknowledge the truth of why you are struggling to pay your bills, and you need to make choices to get from where you are now to where you want to be. It all starts with change.

Many people do not like change. Having a better financial future requires improving the income and doing something different to achieve your financial goals.

Having a better income stream for retirement involves doing something new and different to create the retirement exactly the way you want it.

Are you tired of losing money? Are you concerned about your financial future? Do you need help maximizing your retirement savings, while protecting your principal? Would you like to know the reasons you can’t and why you haven’t been able to achieve your financial goals?

Then give my office a call today. It all starts with change.